First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
We are a full-service mortgage lender with loan processors, underwriters and a closing department—all under one roof to ensure a quick turnaround time. Whether customers want to purchase their first home, refinance their existing home, or are looking to purchase investment property, we stand ready, willing and able to assist them every step the way.
What We Offer: Choosing the right mortgage is an important decision, but it can be overwhelming. We offer a number of mortgage loan options such as Conventional Loans, VA Loans, FHA Loans, USDA Loans, loans under Texas Veterans Housing Assistance Program, etc. Borrowers can choose the mortgage loan type that best suits their needs. Borrowers can also get their loan refinanced with us.
Our staff members possess more than 25 years of experience in the mortgage lending industry; they are well-trained and attuned to the challenges many homeowners face. Moreover, our staff takes pride in providing a positive mortgage experience, educating our customers, and serving our community all while emphasizing exceptional customer service.
We have been servicing our clients residing all across Texas and Arizona to pave their way toward homeownership. Working with an aim to provide outstanding services to our clients, we believe in complete transparency and ethical representation. Also, we have been voted as Best Mortgage Company in Central Texas as per Reader’s Poll conducted by The Killeen Daily Herald in 2018, which illustrates our commitment toward the community.
As mortgage lenders, we prioritize our clients and strive to build long-term relationships with them. Please explore our website or visit one of our locations today to find out how we can be of service to you!
Joe has been in the mortgage industry since 1998. He began as a business development officer and continued to take on more responsibility as a leader through the years.
Joe is a member of the El Paso Mortgage Bankers Association (EPMBA), the Greater El Paso Association of Realtors (GEPAR), and is a TREPAC committee member. In 2010, Joe was the GEPAR Affiliate of the Year.
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